Terms and Conditions
Rich from Nothin Enterprises
Effective Date: 09/13/2024
1. Acceptance of Terms
By accessing and using Richfromnothingenterprises.com, you agree to comply with these Terms and Conditions. If you do not agree, please do not use our website or services.
2. Services Provided
Rich from Nothin Enterprises offers credit repair services, including:
• Credit report analysis
• Disputing inaccuracies with credit bureaus and creditors
• Credit education and financial literacy resources
We do not guarantee specific results, as credit repair outcomes depend on various factors, including the accuracy of reported information and creditor responses.
3. Eligibility
To use our services, you must:
• Be at least 18 years old
• Provide accurate and truthful information
• Not use our services for fraudulent or unlawful purposes
4. Client Responsibilities
You agree to:
• Provide all required documentation in a timely manner
• Respond to correspondence from us and credit bureaus promptly
• Not engage in fraudulent credit repair practices
5. No Guarantees
While we strive for success, we cannot guarantee the removal of negative items from your credit report, as results vary based on individual circumstances and credit bureau policies.
6. Payment & Billing
• Fees for our services will be outlined in a separate service agreement.
• Payments must be made on time to continue receiving services.
• Late or non-payment may result in service suspension or termination.
7. Cancellation Policy
Clients may cancel services at any time by providing written notice. Cancellation does not entitle clients to a refund unless stated in our Return and Refund Policy below.
8. Limitation of Liability
Rich from Nothin Enterprises is not liable for any financial losses, damages, or credit score changes resulting from the use of our services.
9. Intellectual Property
All content on this website, including logos, text, and materials, is the property of Rich from Nothin Enterprises and may not be copied or used without permission.
10. Governing Law
These Terms and Conditions are governed by the laws of the state of Illinois.
11. Changes to Terms
We reserve the right to update these Terms and Conditions at any time. Continued use of our services constitutes acceptance of any modifications.
12. Contact Information
📧 Email: Rich@Richfromnothininc.com
📞 Phone: 833-742-4736
📍 Address: 1 Mid America Plaza, 3rd Floor, Oakbrook Terrace, IL 60181
Return and Refund Policy
Rich from Nothin Enterprises
Effective Date:09/13/2024
1. Cancellation and Refund Eligibility
We stand behind our services and offer the following refund policy:
• Initial Consultation Fees: Non-refundable.
• Monthly Service Fees: Refunds are only available if we fail to perform the agreed-upon credit repair services.
• Completed Work: If we have already submitted disputes or provided services, refunds will not be issued.
2. How to Request a Refund
To request a refund, email us at Rich@Richfromnothininc.com with:
• Your full name and contact information
• A summary of the issue
• Proof of payment
Refund requests will be reviewed within 10 business days. If approved, refunds will be processed within 7-14 business days via the original payment method.
3. Non-Refundable Situations
We do not provide refunds if:
• You fail to provide necessary documents or follow program steps.
• You cancel after we have begun work on your credit report.
• You change your mind after signing up for services.
4. Service Cancellation
Clients may cancel their subscription at any time. Cancellations must be made in writing at least 7 days before the next billing cycle to avoid additional charges.
5. Changes to Refund Policy
We reserve the right to update this policy at any time.
6. Contact Information for Refunds
📧 Email: Rich@Richfromnothininc.com
📞 Phone: 833-742-4736
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